Self-Directed IRA/401K

If the option of using tax-deferred funds to purchase property sounds appealing, you’ll need to locate an independent IRA custodian that allows real estate investments and work with that company to set up or “rollover” your IRA account. Most banks and brokerage companies—the most common IRA account options—limit your choices to certificates of deposit, stocks, mutual funds, annuities, and similar financial instruments. But Section 408 of the Internal Revenue Code permits individuals to purchase land, commercial property, condominiums, residential property, trust deeds, or real estate contracts with funds held in many common forms of IRAs, including a traditional IRA, a Roth IRA, and a Simplified Employee Pension plan, or SEP-IRA.

To find a custodian that specializes in real estate, search under terms such as “real estate IRA” or “self-directed IRA” on the Internet. This latter term was coined by the financial industry in the 1980s to distinguish the self-directed IRA from other IRAs that focus on stocks and bonds. The IRA account holder can’t serve as the custodian of his or her own account.

Let’s Make it Absolutely Clear

IRA REAL ESTATE, LLC AT NO TIME WILL HOLD OUR CLIENTS FUNDS! CLIENT’S FUNDS ARE AT ALL TIMES HELD BY THE CLIENT OR THE CUSTODIAN OF THEIR CHOOSING!

However, it’s important to select a custodian knowledgeable about the types of investment you’re interested in, because the custodian holds title to the real estate. Do your homework, and understand what you’re getting into.

Fees can vary widely among custodians, as can the flexibility of the services they provide for account holders. At IRA Real Estate, LLC we have worked with several custodians and will gladly share our experience with you regarding their services.

Once the client has chosen their custodian and placed funds with them, they can now “self-direct” those funds into real estate. That is where most people get stuck, but not anymore.

Download the complete Brochure About Self-Directed IRA/401K here. You will find all the necessary literature you need to get started

 The Best Real Estate Investing Plan…is the one personalized for you!

Do you want to succeed as a real estate investor? Let us help you complete a realistic and executable plan, a Strategic Real Estate Investment Plan™. This is your very own tailor-made roadmap to success. We will help you define your goals, identify your resources, and tap into the licensed professionals that will assist you in locating, analyzing, and closing your deals. Remember, real estate is a business, and every business that is successful starts with a plan. You must plan on success, there is no other way to attain it.

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